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All you need to know about compensation for accidents at work

Have you been injured following an accident at work? Find out how to make a No Win No Fee claim with our specialist injury lawyers.

Workplaces should be safe environments, where we can carry out our jobs without fear for our health and wellbeing. Unfortunately, in some offices, warehouses, shop floors and factories, accidents and injuries do occur. They’re often the result of unsafe working conditions, due to lack of care or attention when it comes to workplace safety.

Accidents in the workplace can range from the minor to the fatal. In the UK, more than 600,000 injuries are reported in the workplace, according to the HSE, with thousands more reporting workplace illnesses.

Workplace injury can be prevented if employers make an effort to keep premises safe from all potential hazards. If they don’t and it causes an injury, there may be grounds for an accident at work claim.

What is classed as an accident at work?

An accident at work can occur when an unexpected event leads to the illness or injury of an employee. Examples include:

  • Slips, trips and falls – These could happen as a result of unmarked wet floors, loose cables, or faulty equipment, such as a rickety stepladder.
  • Accidents outside of work hours – Such as an injury before or after your shift occurring while you are still on the premises.
  • Manual handling injuries – These can be caused by lifting heavy items and not being provided with adequate materials or training.

Long-term illnesses, however, may be regarded as industrial diseases. These could come from performing repetitive tasks or being exposed to harmful substances over an extended period of time, such as exposure to asbestos.

I’m worried about making a claim against my employer

It is essential that your employer provides a safe working environment. We understand that you might feel apprehensive about raising a claim against them, but they are legally required to have an insurance policy in place to cover such compensation cases.

By asserting your injury at work rights, you are not financially impacting your employer directly, or creating issues for anyone else in your workplace.

If you are worried about losing your job as a result of speaking up, rest assured that it is illegal for employers to dismiss anyone making a claim against them. You are also protected once you return to work, and so if you feel you are being treated unfairly or harassed as a result of the initial claim, you may be able to take further action.

I’ve been injured at work. What should I do?

There are several key steps you should take in order to protect yourself, and to help with any accident at work compensation you may want to make in the future:

  1. See a doctor – Visit your doctor or GP as soon as possible so you can have any injuries treated, and have the medical details of your accident are officially recorded.
  2. Report it and record it – Report the accident to your supervisor or manager. Make sure it is recorded in your workplace’s accident book. If you work in a very small business that doesn’t have an accident book, write down the details and give a copy to your employer. It’s also important to keep a copy for yourself.
  3. Keep track of the details – If you can, be sure to make a note of the exact circumstances of your accident. If there were any witnesses, record their contact details in a safe place.
  4. Keep track of expenses – Make a note of any extra expenses that arise as a result of your accident, such as travel costs to get to the hospital, loss of income due to time off work and any other fees or losses that may be related. Be sure to hold onto receipts and documents as evidence.
  5. Get in touch – If you contact us we can help you to determine whether you are eligible to claim work injury compensation, and guide you through the process that follows. Our expert accident at work solicitors will manage your case to completion. They will work with you to piece together the aftermath of your accident, and to ensure you are reimbursed for the damage or losses that were caused.

Is there any reason I might not have a claim?

If you are injured because health and safety standards are not met, your employer is at fault and you have a right to claim compensation. In instances where you believe you might be partially responsible, you may still be entitled to make a claim on the basis that your employer’s negligence was the main cause for the accident.

Your employer is legally obligated to provide a safe work environment for all employees and protect their health and welfare while they are at work. This includes providing protective equipment when necessary, reporting potential hazards to the relevant authorities, having adequate first aid facilities and ensuring the general environment is safe and comfortable to work in.

Do I need evidence?

If your employer doesn’t admit liability, then a case needs to be built to prove their negligence. This is where First4lawyers steps in. We deal with thousands of accidents and injuries at work every year and know exactly what evidence is needed and how to collect it.

Any evidence you can provide to help support your claim will help to make the process run even more smoothly. This includes:

  • Medical reports
  • Official report in the accident book
  • Photographs of the location where the accident took place
  • Photographs of the injuries you sustained
  • Reports from any witnesses
  • Reports of the events that followed the accident, including conversations with your employer, doctor, or insurance company

How much can I claim for an accident at work?

When determining the amount you are entitled to following an accident at work claim, there are two main factors that are taken into consideration: the suffering caused by your injuries and the financial losses you incur as a result of the accident.

When it comes to assessing the damages related to your injuries, a doctor will issue a medical report outlining the time it will likely take for you to recover, along with the physical or psychological rehabilitation you many need to undergo as part of the recovery process.

Financial losses put a value on what you have lost as a result of the accident. This may include wages from time off work, money spent on medical care and medication (including transport to and from the hospital), reimbursement for any possessions that may have been damaged during the accident, as well as compensation for any additional care you have received to help you recuperate.

Therefore, based on the severity of the injury and the impact it has had on you, the amount of compensation will vary. Our simple Compensation Calculator can help to give you a better idea of the amount you might be eligible for.

For relatively minor injuries, such as fractured fingers, where recovery happens within a few weeks, you may receive compensation of up to £3,100. A serious back injury could warrant compensation up to £115,000, whereas damage to hearing can qualify for between £5,000 and £78,000 depending on the severity.

How long do I have to make an injury at work claim?

Claims for accidents at work can be made within three years of the accident or injury taking place. Ideally, claims should be made sooner rather than later, while any attempt to claim after the three-year period may not be successful.

How and when could I access any compensation?

In the event of a successful claim, the timeframe and procedure for receiving compensation varies. Depending on whether the case is settled out of court or not, the insurance company will be required to make payment within a specified number of days.

Typically, if the case is settled out of court, payment will be received within 14 days. If it is settled in court, there is a 21-day term within which you should receive your settlement. Depending on the insurance company, you will either be issued with a cheque or a direct deposit into your bank.

How do I take legal action for an accident or injury at work?

If you’ve had an accident or been injured due to unsafe circumstances in your workplace, then you have the right to make a claim without suffering discrimination. With First4lawyers, you can contact us by phone on 0808 274 3580, request a callback at the top of the screen, or fill in our online claim form.

We will talk you through your case, and the expert accident at work solicitor who is assigned to your case will work sensitively to reach an amicable conclusion for you. Injury at work claims can be dealt with through the firm’s insurance and many claims can be dealt with outside of court.

How to guides

You may find the following guides helpful.
How to report and claim for an accident at work

We know that if you’ve had an accident at work it can be a very worrying time, but this guide can help.

Read more
How to make an accident or injury claim from start to finish?

It may seem a daunting process when you are thinking about making a claim for an accident or injury that wasn’t your fault.

Read more

Get in touch! We can help with your claim!

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