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repairtherightbody

#RepairTheRightBody case studies

Whiplash victim would receive £1,420 less in compensation under new reforms

Mr Okonmah suffered neck injuries after a car crashed into the back of his stationary vehicle, giving him whiplash. He also suffered from dizziness and headaches. He was expected to make a full recovery within nine months of his accident, but 10 months on Mr Okonmah still gets intermittent pain in the back of his neck and has to take painkillers as a result of his whiplash injuries.

Mr Okonmah was impressed with how First4Lawyers dealt with his claim, and says doesn't know how he would have managed without the support of a solicitor.

He received £2,225 - yet under the new proposals Mr Okonmah would receive an estimated £805 or 64% less.

Given the pain and suffering caused, Mr Okonmah felt that £2,225 was adequate but didn't fully compensate the pain and suffering he'd experienced. He was shocked to learn what the compensation amount would be under the new tariff system, and argues that £805 wouldn't cover any of the costs he incurred as a result of his accident, as it barely covers his loss of earnings.

He added: "I've been driving for over 30 years and paying an insurance premium that I assumed would be there to support me in full if I ever needed it. These proposals simply eliminate the principles of what we pay insurance for."
Hazard Lines


Head injuries victim would have to go through Small Claims Court if proposals go through

Mr Dyer suffered minor head injuries after a bus he was a passenger on was hit by a car. The car driver drove directly into the path of the bus, causing the accident and he was thrown out of his bus seat, leaving him with two gashes to the back of his head.

Mr Dyer's case was valued at less than £5,000 which, under the new whiplash proposals, would mean he'd have to make his own claim through the Small Claims Court.

Mr Dyer said he couldn't have settled the claim without the help of a solicitor: "I couldn't have done it alone - I wouldn't have known where to start and would have felt intimidated about making a claim. My solicitors were great and really helped me through such a complex situation.'

He argues that it wasn't about the money for him, but more about making the bus company aware of the dangers of not having seatbelts and having open seating at the front of the bus. He believes that without a solicitor, he would have only been ‘fobbed off' by the bus company and they wouldn't have listened to his concerns. He says if the proposed changes had applied to him it would have made his suffering seem unjust and others may have suffered similar accidents in the future. 

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